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 The (HARP) has been designed to complement Making Home Affordable by helping homeowners who have not been delinquent on their monthly mortgage payments, but are still unable to refinance and take advantage of the historically low mortgage rates due to the declining home values, thus raising their current loan-to-value (LTV) over 80%. Louisiana Mortgage Loans  is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements

President Obama's $75 Billion Making Home Affordable housing stimulus program will assist as many as 9 million homeowners by either making their monthly mortgage payments more affordable, or by stemming foreclosure

Fannie Mae's DU Refi Plus™ and Freddie Mac's Relief Refinance Mortgage are the two mortgage refinance programs that will ultimately make HARP loans a success.

Home Affordable Refinance  loans will allow the flexibility necessary to make the refinance process quicker and more cost-effective for both the borrower and the lender. All HARP loans require less documentation for underwriting, and some HARP loans will not require an appraisal.

 

Mortgage rates hit a new low: 30-year fixed at 3.87% Just one day after President Obama detailed a proposal to enable millions of homeowners to refinance to record-low mortgage rates, those rates notched another record. President Obama Calls On Congress To Pass New Mortgage Refinance Plan U.S. President Barack Obama has called on Congress to make it easier for millions of additional homeowners to refinance their mortgages at lower interest rates even if they owe more than their homes are worth. Obama plan would tax banks to help homeowners refinance Putting meat on the bones of a State of the Union pledge, President Barack Obama on Wednesday unveiled a controversial plan to help homeowners who are current on their mortgage payments refinance their mortgages into federally insured loans at today's extremely low rates. RSS 2.0

Louisiana Mortgage Loans Facts - Disclosure Statement - A document, required by law, which reveals specific information. For example, federal law requires that lenders give buyers a disclosure statement detailing the actual cost of borrowing money from the lender. -

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