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 The (HARP) has been designed to complement Making Home Affordable by helping homeowners who have not been delinquent on their monthly mortgage payments, but are still unable to refinance and take advantage of the historically low mortgage rates due to the declining home values, thus raising their current loan-to-value (LTV) over 80%. Louisiana Mortgage  is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements

President Obama's $75 Billion Making Home Affordable housing stimulus program will assist as many as 9 million homeowners by either making their monthly mortgage payments more affordable, or by stemming foreclosure

Fannie Mae's DU Refi Plus™ and Freddie Mac's Relief Refinance Mortgage are the two mortgage refinance programs that will ultimately make HARP loans a success.

Home Affordable Refinance  loans will allow the flexibility necessary to make the refinance process quicker and more cost-effective for both the borrower and the lender. All HARP loans require less documentation for underwriting, and some HARP loans will not require an appraisal.

 

Chase Tries to Fix Mortgage Screw-up by Arguing Borrower Not Good at Latin - Forbes Chase Tries to Fix Mortgage Screw-up by Arguing Borrower Not Good at Latin Forbes I guess it has become apparent that “securitizing” some mortgages was probably not such a hot idea. This Louisiana tax title case emphasizes that point. It could be it is just rubbing salt in the wound, but I find it kind of interesting. Mortgage rates hit a new low: 30-year fixed at 3.87% Just one day after President Obama detailed a proposal to enable millions of homeowners to refinance to record-low mortgage rates, those rates notched another record. Obama plan would tax banks to help homeowners refinance Putting meat on the bones of a State of the Union pledge, President Barack Obama on Wednesday unveiled a controversial plan to help homeowners who are current on their mortgage payments refinance their mortgages into federally insured loans at today's extremely low rates. RSS 2.0

Louisiana Mortgage Facts - Equity Participation Mortgage - A mortgage that lets the lender share part of the earnings, income or profits from a real estate project.

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