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 The (HARP) has been designed to complement Making Home Affordable by helping homeowners who have not been delinquent on their monthly mortgage payments, but are still unable to refinance and take advantage of the historically low mortgage rates due to the declining home values, thus raising their current loan-to-value (LTV) over 80%. Louisiana Mortgages  is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements

President Obama's $75 Billion Making Home Affordable housing stimulus program will assist as many as 9 million homeowners by either making their monthly mortgage payments more affordable, or by stemming foreclosure

Fannie Mae's DU Refi Plus™ and Freddie Mac's Relief Refinance Mortgage are the two mortgage refinance programs that will ultimately make HARP loans a success.

Home Affordable Refinance  loans will allow the flexibility necessary to make the refinance process quicker and more cost-effective for both the borrower and the lender. All HARP loans require less documentation for underwriting, and some HARP loans will not require an appraisal.

 

Home Bancorp Announces 2011 Fourth Quarter and Annual Results - Sacramento Bee Home Bancorp Announces 2011 Fourth Quarter and Annual Results Sacramento Bee These increases were offset by decreases in one- to four- family first mortgage loans (down $5.2 million) and commercial and industrial loans (down $2.1 million). The increase in loans during 2011 was primarily the result of the loans acquired in the ... and more » Mortgage Marvel Releases Year-End Data From More Than 700000 Mortgage Applications - MarketWatch (press release) Mortgage Marvel Releases Year-End Data From More Than 700000 Mortgage Applications MarketWatch (press release) The states with the lowest credit scores were Mississippi, Arkansas, West Virginia, Louisiana, and Oklahoma. -- Average mortgage rates provided to consumers in 2011 fell to historically low rates, moving below 4 percent in August and staying below 4 ... and more » Obama pressures Congress on mortgage refinance program President Obama is rallying support for his plan to expand government assistance to homeowners, pressuring Congress to help lower lending rates for millions of strapped homeowners.  RSS 2.0

Louisiana Mortgages Facts - Usury - Charging an interest rate that exceeds legal limits. -

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