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 The (HARP) has been designed to complement Making Home Affordable by helping homeowners who have not been delinquent on their monthly mortgage payments, but are still unable to refinance and take advantage of the historically low mortgage rates due to the declining home values, thus raising their current loan-to-value (LTV) over 80%. Mortgage of Louisiana  is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements

President Obama's $75 Billion Making Home Affordable housing stimulus program will assist as many as 9 million homeowners by either making their monthly mortgage payments more affordable, or by stemming foreclosure

Fannie Mae's DU Refi Plus™ and Freddie Mac's Relief Refinance Mortgage are the two mortgage refinance programs that will ultimately make HARP loans a success.

Home Affordable Refinance  loans will allow the flexibility necessary to make the refinance process quicker and more cost-effective for both the borrower and the lender. All HARP loans require less documentation for underwriting, and some HARP loans will not require an appraisal.

 

Tight-fisted mortgage lenders pressure home sales - msnbc.com Moneycontrol.com Tight-fisted mortgage lenders pressure home sales msnbc.com Using the results of the Fed's survey of loan officers, the report found that lending standards rose sharply after the mortgage market collapsed and the financial system imploded in 2008. Since the recession ended in 2009, lenders haven't eased their ... Raging against the foreclosure machineiWatch News all 45 news articles » Mortgage rates hit a new low: 30-year fixed at 3.87% Just one day after President Obama detailed a proposal to enable millions of homeowners to refinance to record-low mortgage rates, those rates notched another record. RSS 2.0

Mortgage of Louisiana Facts - Equitable Lien - A lien arising out of fairness, instead of agreement or operation of law. -

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